Cards for fair or average credit require a score between 640 to 699 and a history of responsible credit use of at least 3 years to qualify. Look for cards with low or no annual fees, competitive APR and benefits that best match how you use credit cards.
Consumers with fair or average credit have access to some really great card benefits but only if they match your spending habits and frequent needs. Getting into a card that doesn’t match you can counter any upside.
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